Poribar sanchayapatra (Family Saving Certificate )
Re - Introduced: 2009
Denomination: Tk.10,000/-, Tk.20,000 , Tk.50,000/-., Tk.1,00,000/-. Tk.2,00,000/-. Tk.5,00,000/-.,& Tk.10,00,000/-.
From Where purchased: National Savings Bureaus, Branches of Bangladesh Bank, Schedule Banks and Post Offices.
Duration: 5 Years
Rate of Profit: 12.07% (on maturity).
| Time period |
Rate of profit |
On completion of 1st year |
8.00% |
On completion of 2nd year |
8.75% |
On completion of 3rd year |
9.50% |
On completion of 4th year |
10.25% |
On completion of 5th year (11.00+SSP1.07)= |
12.07% |
After every One month profit may be drawn
Profit payable after One months as per denomination are given below
| Denomination |
Profit |
Tk.10,000/- |
Tk. 100.58/- |
Tk.20,000/- |
Tk. 201.17/- |
Tk.50,000/- |
Tk. 502.92/- |
Tk 1,00,000/- |
Tk. 1,0005.83/- |
Tk 2,00,000/- |
Tk. 2,011.67/- |
Tk 5,00,000/- |
Tk. 5,029.17/- |
Tk 10,00,000/- |
Tk. 10,058.33/- |
Other features:
- This savings certificate can be purchased only Female persons years 18 and above
- The maximum limit is Tk.45 lacs only
- Nominee can be appointed.
- Duplicate Sanchayapatra may be issued in case of theft, missing or Damaged.
- In case of death of the holder Nominee can encash the Sanchayapatra at any time before maturity or on maturity as per his/her wish..
- No profit is payable if it is encashed before one year. If excess profit is drawn it will be adjusted from the principal amount.
- Sanchayapatra can be transferred from one issuing office to another of the similar type.
- At the time of purchase it will be compulsory to show and entry the National Identity Card number passport no/registration no of birth certificate in the purchase form.
- After maturity social cecurity premium will payable
- profit without source tax or rate of source tax is applicable at the issuing date of corncern financial year
- Source tax will deduct without SSP
