Sl.
No |
Name of
Schemes |
Maturity |
Limit |
Interest rate |
Tax
Treatment |
Investors |
Penalty |
Implementing
agency |
Comments |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
|
1. |
5 years
Bangladesh
Sanchayapatra |
5-Year |
Single: 30 lac;
Jointly: 60 lac;
Recognized Provident
Fund: Unlimited;
12 small enterprises:
Unlimited |
13.19% on Maturity
(12.20%+0.99%)
Interest payable after
1st year @ 9.20%,
2nd year @ 9.95%,
3rd year @ 10.70%,
4th year @ 11.45%. |
5%
on profit |
All classes
of people (National ID Card Holder),
recognized
Provident Fund &
12 small enterprises |
Encashment
before 1st year
no interest
accrued |
Bank, Bureau &
Post office. |
Available for re-investment facility. |
2. |
3-Monthly
Profit basis Sanchayapatra |
3-year |
Single: 30 lac;
Jointly: 60 lac;
|
12.59% on Maturity
(11.80%+0.59%)
Interest payable after
1st year @ 9.80%,
2nd year @ 10.80%, |
5%
on profit |
All classes
of people (National ID Card Holder). |
Encashment
before 1st year
no interest
accrued |
Bank, Bureau &
Post office. |
Profit will be paid at highest rate in every 3-month interval. |
3. |
Pensioner
Sanchayapatra |
5-Year |
50 lac |
13.19% on Maturity
(12.20%+0.99%)
Interest payable after
1st year @ 9.20%,
2nd year @ 9.95%,
3rd year @ 10.70%,
4th year @ 11.45%. |
5%
on profit |
Retired Govt., Semi-Govt, Autonomous, Semi-Autonomous officials. |
Encashment
before 1st year
no interest
accrued |
Bank, Bureau &
Post office. |
Profit will be paid at highest rate in every 3-month interval. |
4. |
Poribar
Sanchayapatra |
5-Year |
45 lac |
13.45% on Maturity
(12.20%+1.25%)
Interest payable after
1st year @ 9.20%,
2nd year @ 9.95%,
3rd year @ 10.70%,
4th year @ 11.45%. |
5%
on profit. |
Any Adult Bangladeshi
Female
(National ID Card Holder) |
Encashment
before 1st year
no interest
accrued |
Bank, Bureau &
Post office. |
Profit will be paid at highest rate in every month interval. |
5. |
Bangladesh
Prize Bond |
3-Month |
Unlimited |
6.50% |
20% on
prize money |
Any persons |
- |
Bank, Bureau &
Post office. |
Draw every after three months |
6. |
Wage Earner
Development Bond |
5-Year |
Unlimited |
11.80% (Compound)
(11.00%+0.80%) |
5%
on profit |
A Bangladeshi wage earner serving abroad. |
No profit will be paid before 6-month. |
Bank |
Profit is payable at every 6-month interval; Death risk benefit & re-investment facility are available. |
7. |
US Dollar
Premium Bond |
3-Year |
Unlimited |
7.50% on Maturity
Interest payable after
1st year @ 6.50%,
2nd year @ 7.00% |
Tax free |
Non-Residence Bangladeshi FC Account holder |
No profit is payable before 1 year |
Bank |
Interest payable
in Taka; Death risk benefit, CIP facility & re-investment facility are available. |
8. |
US Dollar
Investment
Bond |
3-Year |
Unlimited |
6.50% on Maturity
Interest payable after
1st year @ 5.50%,
2nd year @ 6.00% |
Tax free |
Non-Residence Bangladeshi FC Account holder |
No profit is payable before 1 year |
Bank |
Interest payable
in Dollar; CIP facility, re-investment facility are available. |
9. |
Post office Savings Bank-
Ordinary A/C |
- |
Single 30 lac;
Jointly 60 lac |
7.50% |
10% on profit |
All classes
of people
(National ID Card Holder) |
No profit will be paid before 1-month. |
Post Office |
- |
10. |
Post office Savings Bank-
Fixed Deposit |
3-Year |
Single 30 lac;
Jointly 60 lac |
13.24% on Maturity
(12.40%+0.84%)
Interest payable after
1st year @ 10.40%,
2nd year @ 11.40% |
10% on profit |
All classes
of people
(National ID Card Holder) |
No profit will be paid before 6-month. |
Post Office |
Available for re-investment facility |
11. |
Postal Life Insurance: |
|
Tax free |
All classes
of people
(Age limit 19 to 55 Yrs) |
- |
Post Office |
Age limit 19 to 55 year.
Monthly premium depends on age & amount of investment |
(I) Whole Life
Insurance |
|
Minimum limit of
Investment Tk. 1,000/= |
Tk.42 per Thousand.
Yearly 4.2% |
(II) Fixed Term
Insurance |
5/10/15/20/
25/30/35/40 |
Minimum limit of
Investment Tk. 1,000/= |
Tk.33 per Thousand.
Yearly 3.3% |
