Sl.
No |
Name of
Schemes |
Maturity |
Limit |
Interest rate |
Tax
Treatment |
Investors |
Penalty |
Implements |
Comments |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
|
1. |
5 years
Bangladesh
Sanchayapatra |
Five
years |
Single: 30 lac
Jointly: 60 lacs
Investment of recognized Provident Fund –Unlimited |
10.50% on Maturity
Interest. payable after
1 yr @7.50%, 2 yrs @8.25%,
3yrs @9.00%, 4 yrs @ 9.75%. |
10%
payable Interest |
All classes
of people
and recognized
Provident Fund. |
Encashment
before one year
no interest
accrued |
Implement
By Bank,
Bureau,
Post office.
|
|
2. |
Three Monthly
Profit basis Savings
Certificate. |
Three
years |
Single: 30 lac
Jointly: 60 lacs |
10.% on maturity
Interest payable after
1 yr @ 8%, 2 yrs @ 9%. |
10%
payable Interest |
All classes
of people. |
do |
do |
|
3. |
Pensioner
Sanchayapatra |
Five
years
|
50 lac |
11.00% on maturity Interest payable after: 1 yr @ 8.00%,
2 yrs @ 8.75%, 3yrs @9.50%, 4 yrs @ 10.25%. |
Tax Free
from
01/07/09 |
Retired person :Government,
Semi–Govt, Autonomous,
Semi-Autonomous Institutions) |
do |
do |
|
4. |
Poribar
Sanchayapatra
|
Five
years |
30 lacs |
11.04% on maturity Interest payable after: 1 yr @ 8.00%,
2 yrs @ 8.75%, 3yrs @9.50%, 4 yrs @ 10.25%. |
Tax Free |
Female Parson
18 Yrs and above
|
do |
Implement
by Bank |
|
5. |
Bangladesh
Prize Bond |
Three
Month |
Unlimited |
6.50% |
20% on the
prize money |
Any persons. |
- |
do |
|
6. |
Wage Earner
Development Bond |
Five
years |
Unlimited |
10.50% (Compound) |
Tax Free |
Bangladeshi FC Account holders who serving in abroad. |
do |
do |
|
7. |
US Dollar
Premium Bond |
Three
Years |
Unlimited |
7.50% (Interest payable
in Taka) on maturity.
Interest payable after
1 yr @ 6.50%, 2 yrs @ 7.00%. |
Tax free |
Non-Residence Bangladeshi FC Account holder (Interest payable in Taka). |
do |
do |
|
8. |
US Dollar
Investment
Bond |
Three
Years |
Unlimited |
6.50% (Interest payable
in Dollar) on maturity. Interest
payable after
1 yr @ 5.50%,2 yrs @ 6.00%. |
Tax free |
Non-Residence Bangladeshi FC Account holder (Interest payable In Dollar). |
do |
do |
|
9. |
Post Office
Savings Bank : |
|
|
|
10%
payable Interest |
All classes
of people. |
- |
Implement
by Post Office. |
|
(I) Ordinary
A/C |
|
Single 30 lac
Jointly 60 lac |
7.50% |
(II) Fixed
Deposit |
3
years |
Single 30 lac
Jointly 60 lacs |
10.00% |
10. |
Postal Life
Insurance: |
|
|
|
Tax free |
All classes
of people |
- |
Implement
by Post Office. |
Age limit
19 to 55 yr.
Monthly premium depends on age & amount of investment |
(I) Whole Life
Insurance |
|
Minimum limit of investment Tk. 1,000/= |
Tk.42 per
Thousand.
Yearly 4.2% |
(II) Fixed Term
Insurance |
5/10/15/20/
25/30/35/40 |
Minimum limit of investment Tk. 1,000/= |
Tk.33 per
Thousand.
Yearly 3.3% |
