3 Monthly profit bearing Sanchayapatra
Introduced: 1998
Denomination: Tk.1,00,000/-, Tk.2,00,000 ,& Tk.5,00,000/-.
From Where purchased: National Savings Bureaus, Branches of Bangladesh Bank, Schedule Banks and Post Offices.
Duration: 3 Years
Rate of Profit: 10.78% (on maturity).
Time period |
Rate of profit |
On completion of 1st year |
8.40% |
On completion of 2nd year |
9.40% |
On completion of 3rd year (10.40+SSP 0.38)= |
10.78% |
After every three month profit may be drawn
Profit payable after three months as per denomination are given below
| Denomination |
Profit |
Tk.1,00,000/- |
Tk. 2,695/- |
Tk.2,00,000/- |
Tk.5,390/- |
Tk.5,00,000/- |
Tk.13,475/- |
Other features:
- This savings certificate can be purchased by all classes of People even minor also.
- The maximum limit is Tk.30 lacs for Single or Tk.60 lacs for joint investment.
- Nominee can be appointed.
- Duplicate Sanchayapatra may be issued in case of theft, missing or Damaged.
- In case of death of the holder Nominee can encash the Sanchayapatra at any time before maturity or on maturity as per his/her wish.
- No profit is payable if it is encashed before one year. If excess profit is drawn it will be adjusted from the principal amount.
- Sanchayapatra can be transferred from one issuing office to another of the similar type.
- At the time of purchase it will be compulsory to show and entry the National Identity
- Card number/passport no./registration no. of birth certificate in the parches form. Source tax is applicable when necessary
- Social Security Premium (SSP) will be payable after maturity.
- Source tax will deduct without SSP