3 Monthly profit bearing Sanchayapatra

Introduced: 1998

Denomination: Tk.1,00,000/-, Tk.2,00,000 ,& Tk.5,00,000/-.
From Where purchased: National Savings Bureaus, Branches of Bangladesh Bank, Schedule Banks and Post Offices.
Duration: 3 Years
Rate of Profit: 10.78% (on maturity).

Time period                   

Rate of profit

On completion of 1st year

8.40%

On completion of 2nd year

9.40%

On completion of 3rd year             (10.40+SSP 0.38)=

10.78%

After every three month profit may be drawn

Profit payable after three months as per denomination are given below

Denomination

Profit

Tk.1,00,000/-

Tk. 2,695/-

Tk.2,00,000/-

Tk.5,390/-

Tk.5,00,000/-

Tk.13,475/-

Other features:

  • This savings certificate can be purchased by all classes of People even minor also.
  • The maximum limit is Tk.30 lacs for Single or Tk.60 lacs for joint investment.
  • Nominee can be appointed.
  • Duplicate Sanchayapatra may be issued in case of theft, missing or Damaged.
  • In case of death of the holder Nominee can encash the Sanchayapatra at any time before maturity or on maturity as per his/her wish.
  • No profit is payable if it is encashed before one year. If excess profit is drawn it will be adjusted from the principal amount.
  • Sanchayapatra can be transferred from one issuing office to another of the similar type.
  • At the time of purchase it will be compulsory to show and entry the National Identity
  • Card number/passport no./registration no. of birth certificate in the parches form. Source tax is applicable when necessary
  • Social Security Premium (SSP) will be payable after maturity.
  • Source tax will  deduct without SSP

 

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